Personal Lending

Personal Lending

From purchasing a much needed washer and dryer to replacing that worn out vehicle to getting into the home of your dreams, Let us help make all your wishes come true.

Item Make Duration
New Auto/Previous Year (less than 10,000 miles) - financing available at: 36 Months - 75 Months
Used Auto - Purchase and Secured Other 2015 60 Months
2014 54 Months
2013 48 Months
2011-2012 42 Months
2009-2010 36 Months
2008 and Older 26 Months
New Recreational: Motorcycles, Campers, ATV & Jet Ski 60 Months
Used Recreational: Motorcycles, Campers, ATV & Jet Ski 36 Months
New Farm Equipment 60 Months
Used Farm Equipment - Purchase or Used As Collateral 36 Months
New Boat 60 -120 Months
Used Boat 60 - 84 Months
Motor Homes: New Motor Home 10 Years
Motor Homes: Used Motor Home 10 Years
Unsecured Loans: $1,000 - $2,500 12 - 36 Months
Freedom Bank Savings/CD Secure Loans 60 Months
New Mobile Home Purchase (No Deed of Trust) Purchase Mobile Home 15 Years
Used Mobile Home Purchase (No Deed of Trust) Purchase Mobile Home 10 Years

Stop by or call any of our local branches for rates. We would be more than happy to assist you with all of your borrowing needs!

Fixed Rate Mortgage

Conventional Fixed-Rate Mortgages offer home buyers a consistent interest rate and predictable payments over the life of the loan. This will help you to budget your housing cost into your monthly expenses. Freedom Bank offers fixed rate mortgages in terms from 10 to 30 years.


Adjustable Rate Mortgage

Adjustable Rate Mortgages (ARM) give home buyers lower rates initially and are adjusted on a predetermined schedule. Depending on your plans for the length of time you will live in the house, this may be a good option for you.


Government Loans

Freedom Bank offers Veterans Administration (VA) loans for Active Duty, Reserves, National Guard and Retired Veterans to purchase their dream home with no down payment.

We also offer Federal Housing Administration (FHA) loans, which offer lower down payments to qualified buyers.


First Time Home Buyer Loans

Freedom Bank offers West Virginia Housing Development Fund Loans for first time home buyers, which help low to moderate income borrowers realize the dream of home ownership.


Home Equity Loans

Tapping into the equity in your home can offer you the ability to finance home renovations, consolidate debt, purchase an automobile or maybe finance that well-deserved vacation.


Home Equity Lines of Credit

Looking for a more flexible way to utilize the equity in your home? Become your own lender when you open a Freedom Bank Home Equity Line of Credit. Simply write a check from your line of credit account for whatever purchases you may need at the time.


Want to be pre-qualified before you start your next venture?

Do you need help figuring out how much you can afford or what you want to spend? Freedom Bank can guide you through this process and get you quickly pre-qualified at no charge to you. Our experienced mortgage originators are ready to show you financing options using our competitive loan rates and fees. Your mortgage originator will help answer questions concerning your loan and navigate the process from application to closing with you.