Certificate Of Deposit Interest Rates

Investment CDs*	Interest Rate	Annual Percentage Yield	Minimum To Open
60 Months	1.10 %	1.10 %	$1,000
48 Months	0.75 %	0.75 %	$1,000
36 Months	0.60 %	0.60 %	$500
24 Months	0.40 %	0.40 %	$500
18 Months	0.30 %	0.30 %	$500
12 Months	0.30 %	0.30 %	$500
6 Months	0.15%	0.15 %	$500
3 Months	0.12%	0.12 %	$500
1 Month	0.10%	0.10 %	$500
10 Days	0.10%	0.10 %	$500
***Specials***
15 Month Special	0.35 %	0.35 %	$1,000
23 Month Special	0.50 %	0.50 %	$1,000
Freedom CD 30 Month	0.71 %	0.71 %	$10,000

*Substantial Penalty for early withdrawal of Certificates of Deposit

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Freedom Money Market Deposit Accounts*

Balance	Interest Rate	Annual Percentage Yield
$0 to $10,000	.12 %	.12 %
$10,000.01 to $25,000	.17 %	.17 %
$25,000.01 and Over	.20 %	.20 %

*Subject to change at any time

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Freedom Plus Accounts*

Balance	Interest Rate	Annual Percentage Yield
$0 to $10,000	.08%	.08%
$10,000.01 and Over	.12%	.12%

*Subject to change at any time

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Freedom Bank Savings Accounts*

Balance	Interest Rate	Annual Percentage Yield
$0 to $1,000	.05 %	.05 %
$1,000.01 to $25,000	.10 %	.10 %
$25,000.01 and Over	.15 %	.15 %

*Subject to change at any time - Compounded Daily - OPEN $50.00

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Tax Shelters - Individual Retirement Accounts. IRA Statement Savings Rate*

Compounding	Interest Rate	Annual Percentage Yield
Quarterly	.45 %	.45 %

*Subject to change at any time

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Additional Information

The following CDs are compounded quarterly: 6 months, 12 months, 18 months, 24 months, 36 months, 48 months and 60 months. Monthly Income Checks are available with deposits of $5,000.00 or more.