FDIC’s Electronic Deposit Insurance Estimator (EDIE)

EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor’s specific group of deposit accounts—what’s insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.

EDIE calculates the insurance coverage for Personal Accounts—deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts—deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts—deposits held by public units such as school districts, cities, municipalities, counties, and states.

EDIE can be used to calculate the insurance coverage of all types of deposit accounts offered by an FDIC-insured bank, including:

Checking Accounts
Savings Accounts (both statement and passbook)
Money Market Deposit Accounts (MMDAs), and
Certificates of Deposit (CDs)

EDIE should NOT be used for investments, including:

Mutual Funds
Stocks
Bonds
Annuities
ANY investment that is not a deposit

Even if the above investments were purchased from an insured bank.

EDIE Calculator

Freedom Bank Giveaway – Terms and Conditions

NO PURCHASE IS NECESSARY TO ENTER OR WIN.
A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

St. Patrick’s Day Gift Card Giveaway

 Entries will be accepted starting on March 14, 2023 8:00 AM EST, and ending March 17, 2023 11:59 AM EST. All entries must be received by March 17, 2023, 11:59 AM EST.

1.  Eligibility: This Giveaway is open only to those who “comment” on the giveaway Facebook post and must be 18 years of age as of the date of entry.  A “comment” is worth one entry.  The Giveaway is only open to legal residents of West Virginia and is void where prohibited by law. Employees of Freedom Bank, its affiliates, subsidiaries, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Giveaway. The Giveaway is subject to all applicable federal, state, and local laws and regulations.
2.  Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Freedom Bank as final and binding as it relates to the content of this Giveaway.
3.  Giveaway Period: Entries will be accepted online.  Please see above for giveaway dates.
4.  How to Enter: The Giveaway must be entered by “commenting” on the giveaway Facebook post, entering via drop box in the Belington lobby, or entries may be handwritten and mailed on a 3×5 card with your full name, complete address, phone number (including area code) date of birth and email address (optional) in an envelope to: Freedom Bank, Attention Contests, 20 N. Crim Ave., Belington, WV 26250. All mail-in entries must be postmarked two days prior to the giveaway end date. The entry must fulfill all Giveaway requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Freedom Bank. You may enter only once. You may not enter more times than indicated by using multiple identities in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Freedom Bank.
5.  Prizes: The specifics of the prize shall be solely determined by Freedom Bank. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner.
6.  Odds: The odds of winning depend on the number of eligible entries received.
7. Winner Selection and Notification: Winners will be selected by a random drawing via a computer program. Winner will be announced via the Freedom Bank Facebook page on first business day following the contest end date listed above.  Freedom Bank shall have no liability for a Winner’s failure to receive notices due to security settings or for a Winner’s provision of incorrect or otherwise non-functioning contact information. If a Winner cannot be contacted, is ineligible, fails to claim the prize within 30 days from the time award notification was sent, the prize may be forfeited. Receipt by Winner of the prize offered in this Giveaway is conditioned upon compliance with any and all federal, state, and local laws and regulations.
8. Rights Granted by You: By entering, You understand and agree that Freedom Bank, anyone acting on behalf of Freedom Bank, and Freedom Bank’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Giveaway, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes without any further compensation, notice, review, or consent.
9.  Limitation of Liability: By entering, You agree to release and hold harmless Freedom Bank and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Giveaway and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Giveaway; (v) electronic or human error in the administration of the Giveaway or the processing of entries.
10. Winners List: To obtain a copy of the winners’ names or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Freedom Bank, Attention Contests, 20 N. Crim Avenue, Belington, West Virginia, 26250, US. Requests must be received no later than 10 days after the Giveaway has ended.
11. Sponsor: The Sponsor of the Giveaway is Freedom Bank, 20 N. Crim Avenue, Belington, WV, 26250, USA.
12. Facebook: The Giveaway hosted by Freedom Bank is in no way sponsored, endorsed, administered by, or associated with Facebook.